FAQ

Getting low rate home insurance isn't always easy. We know some of our visitors may have questions, which is why we've provided this overview of frequently asked questions.

What's covered in my policy?

While each policy tends to vary, most standard policies will cover damage caused by windstorms, fire, lightning, smoke, hail, theft, and snow. Please remember to check the details of your policy for more specific information.

How much home insurance should I have?

This is a difficult question and the answer may be different for every person. There are a lot factors at play, such as the value of your home or the likelihood of natural disasters in your area. Keep in mind that some lenders may require that you have a certain amount of coverage.

What should my deductible be?

This is another question that depends on every person's unique situation. The higher your deductible, the lower your insurance rates will be. At a time when insurers tend to frown on too many claims, having a high deductible might not be a bad idea, as you'll probably be less likely to make many claims.

Should I make a home inventory of my belongings?

Depending on the type of home insurance policy you end up purchasing, it would probably be wise to make a home inventory. This allows to provide proof of your possessions should they ever be damaged or stolen.

Are you a home insurance company?

No, we do not sell home insurance. Instead, we provide our visitors with the most up to date low rate home insurance quotes available. With our excellent network of insurance companies, you can be sure you're getting low rates from our quote service.

Is home insurance really necessary?

It's true, you may not have to ever put your home insurance policy to use. Does that mean you should risk not having one? Ask anyone working in the housing market and they'll tell you that everyone should have home insurance. It's not even debatable, why put your biggest investment at risk? Home insurance is the only way to protect your most prized asset from elements you can't control, natural disasters in particular.

Is it safe to purchase home insurance online?

Purchasing home insurance online has never been safer. We use a completely secure connection when retrieving your quotes and we hold the insurance providers in our network to the highest standards in security.